Frequently Asked Questions

If you do not find your question listed below contact us. We happily respond to each inquiry.

1) How much will I qualify for?

Once you send in your credit application we can determine what amount you can qualify for.

2) How much down payment will I need?

That will depend on what you would like your payment to be. The more money down the less your payment will be.

3) Can I use my trade for a down payment?

Yes you can.

4) What type of car can I purchase?

That will depend on what amount the financial institution approves you for.

5) What are the minimum qualifications?

There are many variables in determining this. The best thing for you to do is to submit a credit application and we can go from there.

6) I've had a repossession less than a year ago. Will I still qualify?

In many cases people have been qualified with repossessions on their record.

7) I've had a bankruptcy. Will I still qualify?

In many cases people have been qualified for financing with a bankruptcy on their record.

8) I'm currently not yet discharged from my bankruptcy. Will I still qualify?

In many cases people have been qualified for financing even though they have not yet been discharged.

9) I've never had credit before. Will I still qualify?

In many cases people have been qualified for financing even though they have not yet established any credit.

10) Will Cosigners help?

Yes, cosigners can definitely help.

11) Should I find a car first before applying for an auto loan?

There is nothing wrong with having a car that you would like to purchase in mind, but it is not necessary to have one picked out before applying for approval.

12) I've been turned down before. How can Jason Armstrong's Huntsville Honda Auto Credit Help?

Jason Armstrong's Huntsville Honda Auto Credit has people who specialize specifically with these kinds of cases. The staff has many years of experience and can and will definitely try their best to get an approval for you.

13) What are the monthly payments?

Your monthly payment will depend on many different factors. Price of car, interest rate, length of loan, how much money is put down, etc...

14) What are the interest rates?

The financial institution will determine that when a credit application has been submitted and approved.